Lending Policy

Responsible Lending Policy

AddiPayDayLoan is dedicated to providing customers with access to a cash advance product with all the information necessary for them to make responsible loan decisions. We remain committed to safeguard consumers from illicit lending practices

Implications of Late Payments

Consumers should be made aware that making late payments could result in late fees as well as collection activities. Late payments of loans may result in additional fees or collection activities, or both. Each Lender has their own terms and conditions, please review their policies for further information.

Implications of Non Payment

Non-payment of credit could result in collection activities. Each Lender has their own terms and conditions, please review their policies for further information

Renewal Policy

Lenders may renew or extend existing credit. Every Lender has its own renewal policy, which may differ from Lender to Lender. Please review your Lender’s renewal policy.

Terms and Conditions

AddiPayDayLoan does not actually provide short-term loans but works with 50+ Lenders who may provide such loans. It will share Application information provided by the Consumer with one or more Lenders. We cannot guarantee that it will match you with a Lender, or that your Application will be approved by a Lender. Over 90% of applications are approved. Please review our privacy practices to see how your information is used and protected here( Privacy Policy)

Annual Percentage Rates (APR) and Disclosure of fees

Rate and Fees vary from Lender. We do not have information in advance since rates and fees vary from state to state and lender to lender. Before accepting loan terms, please review all rates and fees. You are not under obligation to take a loan if you do not like the rate and fees that come with the loan. Please review our rates and fees page for details or click here

Consumer Help

There are various respurces for consumers to access for financial help. Please refer to the government financial resources website here